1) Create your canvas, I have used 500px Wide by 150px High. I have used a simple gradient background, purely for presentation purposes.
2) Create a new layer (Layer -> New -> Layer...), and use the text tool to create your text. I used "Arial Rounded MT Bold" in size 100pt. It doesn't matter what colour you make the text, as we will be using overlay later on.
3) Right click on the text layer and select "Blending options...". Then apply the following settings:
4) Finally we will add some gloss. Create a new layer, hold the "Ctrl" key, and whilst "Ctrl" is held down click the small black and white "T" icon on the text layer. The blue area of your text should now be selected.
5) Select the "Elliptical Marquee Tool" and whilst holding "Shift + Alt", drag a selection from the top right of the text to the bottom left, it should look something like this:
6) Now create another new later, select the paint bucket tool and fill the selected area with Solid white. Then press "Ctrl + D" to deselect the outline.
7) Finally, reduce the optacy of the new layer to 20%, and the graphic is complete!
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